WIDTH is pleased to announce its collaboration with Ethikom Consultancy, a regulatory and compliance consultancy, bringing together deep regulatory expertise and technology capabilities to support more comprehensive, scalable and effective compliance solutions for financial institutions and FinTech firms.
Many financial institutions and FinTech firms still treat regulatory strategy and compliance technology as separate workstreams — a framework is designed by advisors, then handed off to a platform team to implement, often with little continuity between the two. The result can be controls that are technically compliant but operationally disconnected from the regulatory intent behind them.
The collaboration combines Ethikom's practical experience in financial crime compliance and regulatory advisory with WIDTH's technology-enabled compliance capabilities. Together, the firms aim to help organisations move from regulatory requirements and framework design through to technology-enabled implementation, testing, optimisation and ongoing compliance.
Combining regulatory expertise with technology-enabled compliance
Ethikom has advised financial institutions, FinTech companies, payment firms, digital asset businesses and other regulated entities across Singapore, Asia and international markets.
Its advisory work spans a broad range of AML/CFT requirements, including the design and review of AML/CFT frameworks, enterprise-wide risk assessments, customer due diligence, source of wealth and source of funds reviews, transaction monitoring, sanctions controls, independent audits and regulatory remediation.
The collaboration with WIDTH brings this regulatory and compliance expertise together with RegTech capabilities, providing organisations with a more integrated approach to addressing their compliance requirements.
Rather than treating regulatory advisory and technology implementation as separate processes, the collaboration aims to connect the two — helping organisations translate regulatory expectations into practical frameworks, controls and technology-enabled workflows.
From regulatory requirements to implementation
For financial institutions and FinTech firms operating in increasingly complex regulatory environments, effective compliance requires more than establishing policies and procedures. Organisations must also be able to implement, test and continuously optimise their controls as regulatory expectations and business requirements evolve.
Through this collaboration, Ethikom and WIDTH aim to support clients across this broader compliance lifecycle, including:
- Regulatory and compliance advisory — identifying applicable requirements and translating them into practical compliance frameworks.
- Risk and control design — developing appropriate AML/CFT frameworks, risk assessments and controls.
- Technology-enabled implementation — applying RegTech capabilities to support operational compliance processes.
- Testing and optimisation — evaluating the effectiveness of controls and identifying opportunities for improvement.
- Ongoing compliance — supporting organisations as their regulatory obligations and risk environments evolve.
Building a more integrated compliance proposition
The collaboration reflects the growing need for regulated organisations to connect regulatory requirements with the systems and processes responsible for executing them.
By combining Ethikom's regulatory expertise and practical understanding of financial crime compliance with WIDTH's RegTech capabilities, the firms aim to provide clients with an integrated proposition spanning regulatory assessment, framework and control design, technology-enabled implementation, testing and ongoing optimisation.
Together, Ethikom and WIDTH will work to help financial institutions and FinTech firms build compliance programmes that are not only aligned with regulatory expectations, but also practical, scalable and technology-enabled.
"We are excited to partner with WIDTH, bringing together Ethikom's deep regulatory expertise with a cutting-edge RegTech solution. Compliance today cannot stop at policies and SOPs — the real challenge is translating regulatory expectations into controls that work effectively in practice and at scale.
This collaboration allows us to offer clients a more complete solution: combining regulatory insight, practical compliance experience and technology. As our clients navigate increasingly complex financial crime risks and regulatory expectations, we believe this combination will help them build compliance programmes that are not only robust, but smarter, more efficient and future-ready."
Nizam Ismail, CEO, Ethikom Consultancy
"Regulatory frameworks are only as strong as their execution, and too often we see strong frameworks lose their intent by the time they reach implementation. Ethikom brings exactly the kind of practical, on-the-ground regulatory experience that helps close that gap — pairing deep advisory expertise with WIDTH's AI-native platform to connect regulatory expectations directly to the controls and workflows that carry them out.
For financial institutions and FinTech firms navigating an increasingly complex risk and regulatory landscape, that means compliance programmes that are not just technically compliant, but genuinely effective — and technology they can stand behind to a regulator."
Chionh Chye Kit, Co-Founder & CEO, WIDTH
About Ethikom Consultancy
Ethikom Consultancy provides regulatory and compliance advisory services to financial institutions, FinTech companies, payment firms, digital asset businesses and other regulated entities across Singapore, Asia and international markets.
Its areas of expertise include AML/CFT frameworks, enterprise-wide risk assessments, customer due diligence, source of wealth and source of funds reviews, transaction monitoring, sanctions controls, independent audits and regulatory remediation.
Ethikom's work has also received industry recognition. Its CEO, Nizam Ismail, was named Consultant of the Year by Thomson Reuters/Asian Legal Business in 2024 and 2025, reflecting the firm's experience in regulatory and compliance advisory.
About WIDTH
WIDTH is an AI-native compliance and risk decision intelligence platform designed to help regulated organisations manage financial crime risk across the customer lifecycle. Its platform brings together onboarding, AML monitoring, fraud detection, screening, investigations and case management within a connected compliance environment. WIDTH supports financial institutions, fintechs, payment providers, digital asset businesses and other regulated organisations across global markets.