On 6 November 2026, WIDTH announced a partnership with digital asset payment service platform UPay. UPay will use DART, WIDTH's on-chain risk screening product, to provide wallet address and transaction risk analysis support for related business, helping teams more clearly understand on-chain fund risks and providing a basis for subsequent reviews.
UPay provides digital asset wallet and payment card services to individuals, and white-label cards and payment solutions to enterprises. The partnership combines WIDTH's on-chain risk analysis capabilities with UPay's actual business needs, supporting UPay in identifying, understanding and assessing risks in relevant payment processes.
Connecting customer identity with on-chain fund risk
Digital asset payments connect on-chain funds with everyday spending, and also bring payment service providers more complex risk assessment needs.
Understanding customer identity is one part of this. When dealing with on-chain fund flows, business teams also need to determine whether the relevant wallet addresses have risk associations, where the funds come from and where they go, and which situations require further review.
These judgements cannot rely solely on an isolated risk label. For review teams, the transaction records, association paths and triggering reasons behind a risk are also important bases for deciding how to handle it subsequently.
By using DART, UPay can obtain risk information on relevant addresses and transactions, use on-chain analysis as a supplement to its own risk review, and support teams in conducting further assessment of situations that require attention.
From risk identification to explainable review basis
DART provides wallet address risk screening (KYA) and transaction risk screening (KYT), helping users analyse address risk associations and the sources and destinations of funds involved in transactions.
In this partnership, DART's relevant capabilities can provide UPay with the following support:
- Wallet address risk analysis: Identify risk characteristics of relevant addresses and associations with high-risk entities, providing reference for address review.
- Transaction fund analysis: Analyse sources and destinations of funds to help identify transaction risks requiring further review.
- Risk result explanation: Combine risk scores, matched rules and relevant transaction information to help reviewers understand why a risk was flagged.
- Manual review support: Provide an analytical basis for further investigation and handling, with UPay making judgements in accordance with its own risk policies.
The focus of this partnership is to make on-chain risk information usable in actual reviews, showing which addresses or transactions deserve attention and helping teams understand why.
Collaborating around actual payment processes
Effective risk management needs to be integrated with specific business operations. Different products, fund flow methods and service regions have different requirements for screening steps and handling processes.
Based on mutually confirmed use cases, WIDTH and UPay will clarify the scope of DART's application and how screening results support relevant review work. Specific applications will be based on supported assets, blockchain networks and business arrangements, and will be evaluated in light of actual usage feedback.
The analysis provided by DART is supplementary information for risk management and does not replace UPay's own customer due diligence, independent review, business decisions or applicable regulatory obligations.
This partnership reflects the two parties' shared focus on risk management for digital asset payments: while connecting digital assets with actual payment needs, it makes relevant fund risks easier to identify, understand and handle.
About UPay
Founded in 2023, UPay is a fintech company connecting digital assets with real-world financial scenarios. UPay has built a comprehensive ecosystem covering digital wallets, payment cards, OTC services, crypto payments, cross-border settlement, remittances and enterprise-grade APIs, helping individuals and enterprises seamlessly integrate digital assets into everyday payment scenarios.
About WIDTH
WIDTH is an AI-driven, all-in-one compliance and risk decision intelligence platform designed to help regulated institutions manage financial crime risk throughout the customer lifecycle. The platform integrates customer onboarding, anti-money laundering monitoring, fraud detection, screening, investigations and case management into a connected compliance environment, supporting financial institutions, fintech companies, payment service providers and digital asset businesses.
DART is WIDTH's on-chain risk screening product. Through wallet address and transaction risk analysis, it provides risk identification and review support for digital asset-related businesses.