Score every event in under 100ms
Device, behaviour, identity, and network signals fuse into one decision — PSD2 SCA-compliant, FCA APP responsibility scheme-ready. Chargebacks fall 40%; legitimate transactions pass without friction.
Device, behaviour, identity, and network signals fuse into one decision — PSD2 SCA-compliant, FCA APP responsibility scheme-ready. Chargebacks fall 40%; legitimate transactions pass without friction.
One engine covers onboarding, login, payment, and withdrawal — attackers who pivot channels face the same risk score, not a fresh blind spot.
Device reputation, behavioural biometrics, and session-continuity signals fuse into a live ATO score. Mid-session step-up challenges trigger in 2 seconds — MAS TRM Guidelines §9.1 aligned — without blocking the 99.7% of honest sessions.
Explore ATO defence →
Cross-references identity fragments across credit bureau, device, and 30-day velocity signals — FATF Rec 8 non-face-to-face risk controls applied automatically.
See synthetic →Beneficiary reputation, coercion-pattern signals, and peer-group velocity detect authorised-push-payment fraud — FCA APP responsibility scheme (Oct 2024) and MAS Notice 655 evidence packs generated automatically.
See scam defence →CNP scoring fused with issuer feedback loops updated daily — EU PSD2 SCA exemption logic applied at the transaction level to cut false declines alongside fraud.
See CNP →Rate, pattern, and identity signals terminate credential-stuffing and scraping sessions in under 100ms — without rate-limiting legitimate API consumers or triggering PSD2 SCA friction.
See API defence →Cluster accounts, devices, IPs, and beneficiaries in one graph — surfacing mule networks, romance-scam rings, and bust-out schemes that single-account scoring misses. Patterns scored against ACFE typologies feed straight into case management for parallel investigation.
See ring detection →Models retrain daily on your labelled outcomes — every decision carries a one-click reconstruction trail for FCA APP and PCI DSS v4.0 dispute evidence.
30-minute session: we replay 7 days of your production events, score against 7 typologies, and quantify the chargeback reduction before you commit.