AML compliance built for regulated banks

KYC, KYB, AML monitoring, fraud detection, and case management — one platform meeting MAS Notice 626, HKMA SPM AML-1, FFIEC BSA/AML, FCA/PRA, and EBA AML/CFT requirements.

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Basel III/IV · FATF Rec 1–26 · FATCA/CRS

Three failures that trigger regulatory action

OCC consent orders, MAS fines, and FCA enforcement notices trace to the same three gaps.

Directives outpace legacy stacks

AMLD6, FATF Travel Rule, and CBUAE AML updates arrive faster than integration sprints. Stacks built pre-2020 require 3–6 months per regulatory change cycle.

WIDTH deploys rule updates in hours, not quarters. EBA AML/CFT, MAS Notice 626, and HKMA SPM AML-1 controls pre-mapped. Your compliance officers publish without engineering tickets.

Alert volume drowns analyst capacity

A mid-tier retail bank processing 10,000 accounts/month generates 2,000+ AML alerts. FFIEC BSA/AML Manual guidance requires documented disposition on every one — 95% are noise.

WIDTH reduces false positives by 95% across 40M+ alerts. Behavioral models auto-clear low-risk queues. Analysts resolve genuine cases 60% faster with pre-built SAR narratives.

MAS/FCA examiners demand audit trails

OCC 2018 Risk Mitigation guidance and EBA supervisory expectations require documented decision rationale per customer, per alert. Across 5 siloed systems, 18-month lookbacks take weeks.

WIDTH maintains one immutable audit trail per decision. Every alert links to the rule, data source, and model version that fired it. One-click export to FinCEN, goAML, and HKMA portals. 10-year retention.

60%

Compliance cost reduction

Average drop in total compliance operations spend measured at 12 months post-deployment.

8wks

Weeks to production

Kickoff to live deployment with SOC 2 Type II and ISO 27001 controls active from day one.

95%

False positive reduction

Measured across 40M+ AML alerts versus legacy rule-based monitoring in production banks.

24/7

Jurisdiction coverage

Continuous OFAC, UN, EU, and MAS sanctions plus PEP and adverse media feeds across 180 jurisdictions.

Global Coverage

Pre-mapped to 180 regulatory regimes

WIDTH maintains live feeds from MAS, HKMA, FCA/PRA, EBA/ECB, FinCEN/FFIEC, and CBUAE — plus OFAC, UN, and EU sanctions lists updated within 15 minutes of publication.

Singapore

MAS · CAD · Singapore Sanctions

FULL COVERAGE

Hong Kong

HKMA · SFC · IA · JFIU

FULL COVERAGE

European Union

AMLD6 · EBA · ECB · EU Sanctions

FULL COVERAGE

United Kingdom

FCA · PRA · OFSI · NCA

FULL COVERAGE

United States

FinCEN · OFAC · SEC · FINRA

FULL COVERAGE

UAE

CBUAE · FIU · DFSA · FSRA

FULL COVERAGE

Malaysia

BNM · SC · Labuan FSA

FULL COVERAGE

+ 173 more

APAC · MENA · LATAM · Africa

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KYC · KYB · AML · SAR Filing

Four modules, one banking compliance lifecycle

Each module maps to FATF Rec 1–26, FFIEC BSA/AML, and EBA AML/CFT guidelines out of the box.

Retail KYC in 30 seconds per customer

Biometric liveness, document OCR, OFAC/UN/MAS sanctions screening, and risk score — one API call, sub-30s response, MAS Notice 626 CDD criteria met.

Passport, national ID, and driver's license OCR across 180+ countries
3D liveness detection with FaceTec — ISO 30107-3 PAD Level 2
Real-time sanctions, PEP, and adverse media across OFAC, UN, EU, MAS lists
Risk-based CDD scoring with per-decision audit record for FCA/HKMA examiners

Corporate KYB with automated UBO graphs

Registry lookup to verified beneficial ownership in one workflow — meeting FATF Rec 24/25, EBA AML/CFT, and Basel III counterparty due diligence requirements.

Corporate registry lookups across 180+ jurisdictions, including ACRA and Companies House
Automated UBO identification at 25% ownership threshold per FATF standards
Nested chain resolution across 10+ layers of corporate structure
Continuous ownership-change monitoring with immediate analyst alert

Transaction monitoring at sub-100ms per event

Behavioral models identify structuring, layering, and typologies flagged in FFIEC BSA/AML Manual Chapter 4 — 95% fewer false positives versus threshold-only rule sets.

Product-line rules configurable without engineering — retail, corporate, trade finance
Cross-account behavioral pattern detection per FinCEN SAR typology library
Sub-100ms decisioning with real-time block/pass/flag output
Automatic case creation with pre-populated evidence for HKMA and FCA STR filing

SAR/STR drafts in minutes, not hours

WIDTH generates FinCEN SAR, goAML STR, and HKMA DTIR narratives from case evidence — analyst reviews, edits, and submits in one screen, cutting average SAR prep from 4 hours to 35 minutes.

Jurisdiction-specific templates: FinCEN SAR, UK SOCA, goAML, HKMA DTIR, MAS STR
AI narrative generation linked to transaction chronology and entity evidence
One-click submission to FinCEN BSA E-Filing, goAML, and HKMA portal
Full submission log with regulator reference numbers and response tracking

Trusted by 500+ institutions across 180 jurisdictions

* In collaboration with Cynopsis Solutions

Recognised by the Industry^*

Chartis FCC50 2026 — Market Disruptor Gold

* In collaboration with Cynopsis Solutions

MAS, HKMA, FCA-ready in 8 weeks

30-minute call with our banking team. We map WIDTH to your core banking stack and regulatory obligations — and hand you a deployment plan the same day.

Book a Demo → Explore the Platform