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CDD that satisfies your regulator

One API call runs FATF Rec 10 CDD — biometric liveness via FaceTec, document OCR across 200+ types, Dow Jones / World-Check sanctions screen, and UBO graph — returning a versioned, auditable decision in under 30 seconds.

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WIDTH Onboarding dashboard
<30s
Decision time
Median from intake submission to cleared / held / escalated decision, per MAS Notice 626 §6 CDD timing requirements.
92%
Auto-cleared
Applicants cleared without analyst touch across 12 live deployments — JMLSG Part I §5 and EBA CDD Guidelines thresholds satisfied.
100%
Audit completeness
Every decision ships with inputs, rule chain, and policy version — Wolfsberg AML Principles §5 audit-trail standard met by construction.
180
Jurisdictions
ID, document, watchlist, and PEP coverage in one call. Per-jurisdiction policy overlays span 180 countries under FATF Rec 10 and EBA CDD Guidelines.
FATF Rec 10 · MAS Notice 626 · JMLSG

One engine, Every CDD check

Each step runs inside a single decision engine — shared data, shared policy version, one audit trail exportable under MAS Notice 626 §6 or JMLSG Part I §5.

Identity + Document

Liveness, NFC chip, document — one endpoint

Capture ID, run NFC chip read where supported, compare to selfie via FaceTec NIST FRVT-ranked liveness, and validate document authenticity across 200+ types — all before the applicant exits the flow.

Explore verification →
Identity verification
98.2%
Match accuracy
200+
Document types
0
Spoof passes in audit
Watchlist

Sanctions, PEP, adverse media screened

Dow Jones, World-Check, Refinitiv, OFAC, UN, EU — pre-integrated, deduplicated match logic. Covers FATF Rec 10 and EBA CDD Guidelines §43 PEP requirements.

See sources →
KYB + UBO

UBO graph to the 25% threshold

Pull registry data, walk the ownership graph, and surface every UBO ≥ 25% — satisfying FATF Rec 10, EU AMLD6 Art. 3, and Wolfsberg AML Principles §3 beneficial-ownership standards.

See UBO mapping →
Decisioning

Your written policy, executed exactly

Your MLRO's written CDD policy compiles to an executable decision tree. No hidden thresholds — every branch cites the rule that fired, satisfying FCA SS1/23 model-explainability expectations.

See policy builder →
Review queue

92% auto-cleared; analysts see the rest

Auto-clear, auto-hold, or escalate — every escalation arrives pre-summarised with risk signals, matched watchlist entries, and the policy rule that triggered review.

How cases work →
Lifecycle CDD

Re-KYC triggered by risk, not calendar

Risk-event triggers — sanctions update, address change, transactional anomaly — drive re-verification, replacing static 1/3/5-year cycles. Aligns with FATF Rec 10 risk-based approach and MAS Notice 626 §6.40 ongoing CDD; the periodic-review tickbox becomes a continuous control.

See lifecycle →
Fragmented stack vs WIDTH

Five vendors can't share one audit trail

Most compliance teams run KYC, KYB, sanctions, fraud, and case tools from separate vendors. Your MLRO reconstructs audit evidence after the fact — a gap MAS Notice 626 §6 and JMLSG Part I §5 both flag.

Legacy onboarding
Four vendors, four audit gaps.
  • Separate KYC, KYB, sanctions, and fraud vendors — no shared data model
  • Applicant data re-keyed across systems, introducing error and delay
  • Each vendor tunes rules in isolation; false positives accumulate
  • Audit trail reconstructed manually — fails JMLSG Part I §5 contemporaneous-record standard
  • New jurisdiction policy takes weeks and an engineering ticket
→
WIDTH Onboarding
One call. One trail. Zero gaps.
  • FATF Rec 10 CDD — ID, KYB, sanctions, UBO ≥ 25% — in one API call
  • Applicant data entered once; shared across every check without re-keying
  • Rules co-tuned across checks — false positives drop system-wide
  • Audit trail written at decision time, not reconstructed later
  • Jurisdiction overlays — MAS Notice 626, JMLSG, EBA CDD — ship in hours

CDD in 30 seconds, Audit trail included

30-minute call. We walk a live applicant through biometric liveness, Dow Jones screening, and UBO mapping — then export the full FATF Rec 10 audit trail.

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