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WIDTH 平台 AI 原生 客户准入 交易筛查 (KYT) 反洗钱监控 欺诈检测 案件管理
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交易筛查 (KYT) — 在结算之前

WIDTH KYT实时筛查每一笔交易 — sender, beneficiary, amount, geography, and behaviour — and returns a risk decision before the money moves. One API, one audit trail, 180 jurisdictions.

WIDTH KYT real-time transaction screening
<100ms
筛查延迟
180
司法管辖区
R.16
FATF旅行规则
100%
决策可追溯性

Every Transaction, Every Signal

实时风险评分

Every inbound and outbound transfer receives a risk score in under 100ms — fusing sender identity, beneficiary reputation, amount, corridor, and behavioural signals into a single decision.

  • Sub-100ms median latency, p99 under 250ms in production
  • Sender + beneficiary screened against sanctions, PEP, and adverse media
  • Peer-group normalised amount and velocity checks
  • Corridor-specific thresholds and policy overlays
WIDTH KYT real-time risk scoring

FATF旅行规则 (R.16)

Originator and beneficiary data carried, validated, and logged on every qualifying transfer — across fiat rails and VASP-to-VASP protocols.

  • Automatic threshold detection per jurisdiction
  • Originator and beneficiary payload validation
  • VASP-to-VASP messaging via Notabene, Sumsub, and native APIs
  • Immutable 旅行规则 evidence log per transfer
WIDTH 旅行规则 compliance

链上+链下融合

For digital-asset transactions, WIDTH fuses Chainalysis and Elliptic wallet scores with core-banking KYC and fiat behaviour — one risk view, one audit trail.

  • Wallet address classification: mixer, sanctioned, darknet, scam
  • 30+ blockchain networks supported (EVM + non-EVM)
  • Off-chain customer identity linked to on-chain activity
  • Unified risk score across fiat and crypto
WIDTH on-chain and off-chain fusion

类型检测

The AI watches for structuring, layering, mule-network patterns, and APP scams — in context of the customer's peer group, not against static thresholds.

  • 12 built-in typologies tunable per jurisdiction
  • Network-graph propagation for mule-ring detection
  • Beneficiary reputation scoring for APP/scam prevention
  • Adaptive models retrained from analyst feedback
WIDTH typology detection

无代码策略引擎

Your compliance team writes the rules; the engine executes them at wire speed. Policy changes ship in hours, versioned and auditable.

  • Visual rule builder — no engineering ticket required
  • Per-jurisdiction policy overlays (sanctions lists, thresholds, 旅行规则 triggers)
  • Shadow mode for new rules before production enforcement
  • Full version history with rollback on demand
WIDTH no-code policy engine

Screen Every Transfer. Trace Every Decision.

See WIDTH KYT on a live transaction workload — latency, scoring, 旅行规则, and audit trail in one 30-minute call.